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  • Kelly Marugg

    Sell With Kell!

    DRE 01466477

    Being a top producing Agent for United Real Estate San Diego is about dedication to my clients needs and anticipating how to serve them with the highest standard of excellence . Have you ever seen Undercover Boss? That's us. United Real Estate has thousands of Agents nationwide working to get your home sold! I Pride myself on being highly ethical for all buyers and sellers no matter which side I am representing. I will work hard to get you the most from your listing or the best price on buying your dream home but I will never be dishonest to get your business. I can still do the best for you with honesty and ethics.
    Unlike some of the Realtors on Zillow, I am involved in every aspect of your transaction. After growing up in Ramona, graduating from UCSD and becoming a Biochemist, I realized my calling was in serving my community as a Realtor so I made a complete life change to real estate over a decade ago. 

    "We are 100% Owned & Operated By A Firefighter Family"

    I am the wife of a Fire Chief and the mother of 2 girls. I know how important your family is to you. I have dedicated my career to guiding you through this process to create the home life you have always dreamed about.

    I founded "HOME 4 A HERO PROGRAM" and I am proud to be the only Realtor offering it to my clients. My Hero Clients (Military, Vets, 1st Responders, Civil Servants, Teachers) will receive up to $7000 back when you buy or sell with me. If you are not in the HERO category, you can still receive a $250 Visa GIFT CARD just for buying or selling with me and mentioning this promotion. I also donate a portion of each sale to a non-profit organization I founded, "First Responders Endowed Kinship". All proceeds raised through this non-profit will go to help First Responders when they've had trouble on their homefront.

    We will support you using any lender you feel comfortable with and will work with them to get your home closed on time. If you don't currently have a lender, I recommend an incredible lending team, run by Ali Nayab. I haven't seen anyone beat his customer service and he can close a loan in as little as 9-15 days. The big banks can't compare to him. VA, FHA, conventional, re-fis, he does it all! They even offer a no money down option and you don't have to be a Veteran to qualify.

    I am proud to have the best agents in the business on my team. Willie is an expert in flips and working with my VA buyers and Bianca specializes in my Rancho San Diego market.  My Executive Coordinator, Shawna, keeps us all organized and ensures we meet and exceed your expectations.  I oversee every aspect of your home sale or purchase and we all ensure you have the best service in the Real Estate Industry.

    My entire team is focused on you, your home and getting you the most value for your money. Don't be fooled by going with an agent that looks at you like another sale. Some of the teams & groups are only focused on increasing their numbers. I want to earn your business and appreciate it!
    Everything I have done in my business is to make my clients feel as if they are the only client I have.

    I also have vast experience in VA and FHA and know that many buyers do not have 20% to put down. There are many options for you to purchase your home with little or no money down. Let's talk and discuss what works for you.

    Being a top producing Agent for United Real Estate San Diego is about dedication to my clients needs and anticipating how to serve them with the highest standard of excellence . Have you ever seen Undercover Boss? That's us. United Real Estate has thousands of Agents nationwide working to get your home sold! I Pride myself on being highly ethical for all buyers and sellers no matter which side I am representing. I will work hard to get you the most from your listing or the best price on buying your dream home but I will never be dishonest to get your business. I can still do the best for you with honesty and ethics.
    Unlike some of the Realtors on Zillow, I am involved in every aspect of your transaction. After growing up in Ramona, graduating from UCSD and becoming a Biochemist, I realized my calling was in serving my community as a Realtor so I made a complete life change to real estate over a decade ago.

    "We are 100% Owned & Operated By A Firefighter Family"

    I am the wife of a Fire Chief and the mother of 2 girls. I know how important your family is to you. I have dedicated my career to guiding you through this process to create the home life you have always dreamed about.

    I founded "HOME 4 A HERO PROGRAM" and I am proud to be the only Realtor offering it to our Zillow clients. My Hero Clients (Military, Vets, 1st Responders, Civil Servants, Teachers) will receive up to $7000 back when you buy or sell with me. If you are not in the HERO category, you can still receive a $250 Visa GIFT CARD just for buying or selling with me and mentioning Zillow. I also donate a portion of each sale to a non-profit organization I founded, "First Responders Endowed Kinship". All proceeds raised through this non-profit will go to help First Responders when they've had trouble on their homefront.


    We will support you using any lender you feel comfortable with and will work with them to get your home closed on time. If you don't currently have a lender, I recommend an incredible lending team, run by Ali Nayab. I haven't seen anyone beat his customer service and he can close a loan in as little as 9 days. The big banks can't compare to him. VA, FHA, conventional, re-fis, he does it all! They even offer a no money down option and you don't have to be a Veteran to qualify.

    I am proud to have the best agents in the business on my team. Willie is an expert in flips and working with my VA buyers and Bianca specializes in my Rancho San Diego market. I oversee every aspect of your home sale or purchase and we all ensure you have the best service in the Real Estate Industry.

    My entire team is focused on you, your home and getting you the most value for your money. Don't be fooled by going with an agent that looks at you like another sale. Some of the teams & groups are only focused on increasing their numbers. I want to earn your business and appreciate it!
    Everything I have done in my business is to make my clients feel as if they are the only client I have.

    I also have vast experience in VA and FHA and know that many buyers do not have 20% to put down. There are many options for you to purchase your home with little or no money down. Let's talk and discuss what works for you.

    HAPPY CLIENTS are my SPECIALTY!

    Proudly serving San Diego for over a decade!

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    City or Township Kansas City, MO
    Postal Code 64154, MO
    School District School District, County, MO
    Listing Service Area Area, MO
    Address 123 Main St, Kansas City, MO
    Street Main St, Kansas City, MO
    Listing ID #123456
  • News

    Making Friends First   

    A REALTOR® opened the door of his BMW, when suddenly a car came along and hit the door, ripping it off completely. When the police arrived at the scene, he was complaining bitterly about the damage to his precious BMW. 

    "Officer, look what they've done to my Beeeeemer!!!", he whined. 

    "You REALTORS® are so materialistic, you make me sick!!!", retorted the officer. "You're so worried about your stupid BMW, that you didn't even notice that your left arm was ripped off!!!" 

    "Oh my goodness...," replied the REALTOR®, finally noticing the bloody left shoulder where his arm once was, "Where's my Rolex?!!!!!"   

    For many in our industry, the focus on money is not just to fund an extravagant lifestyle.  It’s often because agents have to pay significant brokerage fees.  As a consumer, you might think REALTORS® keep all the commission they earn.  That’s not the case, though.  They may only make 50% of their commission after broker fees and expenses.  Sometimes less!    

    When I started in this business, making friends first was what I wanted most.  But it’s hard to focus on that when the costs are so high.  The battle between the dollar and the service existed.  And then I found United Real Estate San Diego.   

    What’s different about United is that they charge me about 80% less than what other brokers charge.  That means I don’t have to worry about the cost of business like I did before.  I’ve invested the difference in building relationships, enhancing marketing, tapping technology, and working smarter.    

    Making Friends First means the focus of my work is on people, not a product or money.  I can do real estate the way I want to, not the way someone you’ve never met (aka my broker) says I have to do it.  The freedom I have means as much to you as it does to me.  And what you get is more.    

    How?  I’m glad you asked.  Let me know when we can get together and I’ll explain.