Happy 4th of July! July 2025 Newsletter

by Kelly Marugg

Whether you're into fireworks, parades, live music, or simply soaking up the summer sun, we’ve rounded up some of the best ways to celebrate the 4th of July around San Diego.

đź“… Explore the full calendar of events below for locations, times, and everything you need to plan a fun and festive Fourth!

 
Happy 4th of July to all.  Summer has certainly seen a flurry of activity in the real estate world and many more homes on the market.  We have seen multiple offer scenarios happening as well.  This tells us buyers are buying and sellers are wheeling and dealing.  Do you feel more homes on the market helps buyers or sellers more?
 
We've seen a nice dip in rates and it's heated our market up.  Rates have been fluctuating in mid 6s and we can even get in 5s with some buydown.  We are also working with buyers a few months ahead of time to clean up and increase credit scores, which is huge for buyers in this market.  Call us to discuss ways we can help you fulfill your lending needs. Ask me about variable and government rates in the low 5s!
 

As we head into this holiday weekend, I want everyone to think about all the First Responders working on the holiday when you are partying and enjoying the day.  First Responders give up the fun days so you can enjoy them.  Make their day better by being safe.  Please don't drink and drive.  Please enjoy fireworks but don't let them off on your own. Please stay off roads as much as possible. Celebrate the beautiful freedoms we have as a country and all the people who are sacrificing so we can enjoy our day.

First Responders Endowed Kinship 2469 Colinas Corte, El Cajon, CA 92019.  

Please call/text me if you have any questions or plan to send a donation.  We love to be nominated for community funds as well.  

THIS MONTH’S REAL ESTATE BUZZ — DON’T MISS THESE!

1. Crypto Meets Mortgages — FHFA tells Fannie & Freddie to gear up for crypto in home loans. Click here to read more.

2. Rocket’s Bridge Loan (Call me to do one!) — Buy your next home before you sell the old one. Click here to read more.

3. Crypto Scam Alert — Real estate pros targeted in a new, elaborate con. Click here to read more.

4. No Rate Cuts Yet — Fed Chair Powell defends his position, talks affordability. Click here to read more.

5. Powell & Trump Agree? — Surprising alignment on crypto policies this week. Click here to read more.

 

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