Real Estate & Loan Network Newsletter

San Diego Market Update
Welcome to your September edition of the Real Estate & Loan Network Newsletter! As we head into fall, San Diego’s real estate market continues to show resilience. Inventory remains tight, with buyers still eager for well-priced homes, while sellers benefit from strong demand and steady appreciation. Mortgage rates have seen slight fluctuations, but motivated buyers are finding creative solutions with the help of trusted professionals.

Lend With Kell
This month, let’s talk about adjustable-rate mortgages (ARMs) versus fixed-rate loans. With rates changing, many buyers are asking if an ARM could be a smart move. ARMs often offer lower initial rates, which can be appealing if you plan to move or refinance in a few years. However, a fixed-rate loan offers long-term peace of mind. If you’re unsure which is right for you, I’m here to help you weigh the pros and cons.

Mortgage Tip: Get pre-approved before you start house-hunting—it strengthens your offer and gives you a clear budget.

Featured Listing:

• 12063 Rocoso Rd, Lakeside, CA – A spacious home with stunning mountain views, perfect for those seeking both comfort and adventure. Reach out for a private tour!

Event With Kell
September in San Diego is packed with fun! Don’t miss the following:

• San Diego Festival of the Arts – Experience world-class art, live music, and delicious food.
• KAABOO Del Mar – A music and comedy festival with big-name acts and gourmet bites.
• Padres Home Games – Head to Petco Park for exciting baseball action all month long.

Market Update With Kell
San Diego continues to see steady home values and competitive offers, especially in family-friendly neighborhoods. If you’re considering selling, now is a great time to maximize your investment. For buyers, new loan programs are making homeownership more accessible, even in a competitive market. Stay tuned for updates and reach out for a personalized analysis!

FREK With Kell
We’re proud to support our first responders! This month, look for events like:

• First Responder Appreciation Night at Petco Park
• San Diego Police & Fire Expo
• Community BBQs honoring firefighters and EMTs

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